Do you feel as if you’re sleepwalking through your usual work day? Do you find your job doesn’t excite you anymore? Do you feel that you’re probably too old, too stuck to make a change? First of all, kudos to you for paying attention to your feelings about your current job before you become de-motivated [...]

Returning to the workforce after an absence to raise a family can often be challenging, to say the least. Much like Marla in Starr Cochran’s novel, you may not know where to begin. Here are a few suggestions to get you started. Identify Your Skill Sets What are your skill sets? Sit down and make [...]

An option is a contract that gives the buyer the option but not the obligation, to buy or sell an investment such as a stock at a certain price and on or before a certain date. And the buyer pays a price for the option. The easiest example of how options work is with real [...]

If purchasing a home is your dream you’ve got lots of company. The vision is shared by millions of Americans. And if you didn’t know where to start, you’ve come to the right place. The following is a step-by-step guide from dream to reality. Get pre-prequalified/pre-approved The first part of your interaction with a lender [...]

No doubt the mortgage fallout has changed the world of lending. The good news is that lenders have money to loan and want to lend it out. The bad news is that it’s not as easy to get as it was at one time. What is the residential or commercial lender looking for from a [...]

Jade’s financial ratios didn’t meet the bank’s criteria for either a residential or commercial loan, and she didn’t have the money for the down payment, but driven by experience in real estate and her comfort level with accepting that level of risk, she looked for an alternative way to buy and finance the Atwood house. [...]

Good tenants are the key to successful rental property. You want them to take care of your property as though it was their own, pay you on time, and leave the property in the same shape in which they found it. Right? So how do you find the perfect tenant? And then how do you [...]

Have you ever come across an ad for a product or service that prompted you to say: “Hey! That was my idea!” So why didn’t you act on that great idea? Didn’t know where to start? If so, here is a step-by-step guide to bringing your product or service from imagination to reality. Ask yourself [...]

The two main areas of consideration when choosing a type of business entity are legal and taxation. For legal purposes, do you need to protect your assets from judgments that may arise from lawsuits against your company? Is it important to you that your business continues if you no longer actively participate in it? Because [...]

There are two ways to increase your net worth: increase the assets or decrease the liabilities. The characters have already discussed the primary techniques to accomplish this goal. Increase Your Assets Take advantage of your employer’s retirement plan matching, plus contribute as much as you can above the match amount. Establish an emergency fund of [...]